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Outils et ressources
NOUS AVONS MIS EN ÉVIDENCE CERTAINS SITES WEB PARRAINÉS PAR LE GOUVERNEMENT QUI FOURNISSENT DES RESSOURCES COMMERCIALES ET DESTINÉES AUX CONSOMMATEURS.
BUREAU DE PROTECTION FINANCIÈRE DES CONSOMMATEURS (CFPB)
Le CFPB (Consumer Financial Protection Bureau) est une agence du XXIe siècle qui contribue au bon fonctionnement des marchés financiers grand public en rendant les règles plus efficaces, en les appliquant de manière cohérente et équitable, et en donnant aux consommateurs les moyens de mieux contrôler leur situation économique.
As a trusted group of Florida attorneys, we concentrate on civil litigation, debt recovery, breach of contract claims, and post-judgment actions across multiple jurisdictions.
We balance efficiency, compliance, and compassion in every case. Whether we are protecting a financial institution’s rights or guiding a consumer through the repayment process, our goal is to create clear pathways toward resolution.
ADMINISTRATION DES PETITES ENTREPRISES
Every financial matter deserves careful attention and a practical plan. At Andreu, Palma, Lavin & Solis PLLC, we combine litigation experience with a strong focus on communication.
We recognize that borrowers may be facing significant hardships, and we work to establish a respectful, productive dialogue that supports fair outcomes.
Our work is grounded in:
- Strong legan analysis
- Consistent follow-through
- A compliance-driven internal framework
- A commitment to resolving financial obligations professionally and transparently.
Legal Services We Provide
Civil Litigation
We represent financial institutions in disputes involving contract breaches, unpaid balances, and commercial obligations.
Creditor Representation
Our firm offers knowledgeable, strategic creditor representation, ensuring lenders have the support they need to enforce valid financial agreements while maintaining regulatory compliance.
Debt Recovery and Collection
As a seasoned debt collection law firm, we handle a wide range of financial products for institutional clients, including:
- Defaulted credit cards.
- Unpaid personal loans.
- Business loans and commercial lines of credit.
- FinTech-originated lending products.
- Auto loan deficiency balances.
- Subrogation and insurance-related recoveries.
Our firm is structured to manage these matters from initial placement to final recovery.
Judgment Enforcement
Once a judgment is entered, we analyze the borrower’s available assets—employment, vehicles, bank accounts, real estate, and business interests—to determine the most appropriate enforcement actions. When applicable, we pursue garnishments, levies, and property liens.
Working With Consumers
If you have been contacted by Palma Law Firm, we encourage you to reach out. Discussing your situation with us is often the fastest and most effective way to explore potential resolutions.
We aim to make the process collaborative and clear:
- We review your circumstances before proposing repayment options.
- We communicate respectfully and explain the steps involved.
- We work toward solutions that support our client's interest while taking your situation into account.
Although final settlement decisions are made by our creditor clients, we consistently advocate for fair, reasonable outcomes whenever possible.
Our Step-By-Step Process
To keep each matter moving efficiently, we follow a structured internal procedure:
- File Review: We verify documentation, account validity, and enforceability.
- Demand and Initial Contact: We send a formal demand and attempt to discuss resolution options prior to litigation.
- Litigation (When Necessary): If a voluntary resolution is not achieved and our client approves litigation, we file suit and serve all responsible parties.
- Court Activity: We attend hearings, file motions, and continue negotiating when appropriate.
- Judgment: We work to obtain a judgment for the outstanding balance, associated fees, and court costs.
- Post-Judgment Action: We evaluate assets and pursue appropriate legal remedies to enforce the judgment.
What Sets the Palma Law Firm Apart
Rapid Action on New Files We act quickly upon placement to maximize opportunities for early resolution.
Comprehensive File Analysis Our information-gathering process helps identify employment, assets, and relevant financial indicators.
Skilled Negotiation We work with both lenders and borrowers to find agreements that are practical and mutually beneficial.
Dedicated Compliance Framework Our policies and oversight systems help ensure that every action aligns with state, federal, and industry standards.
Daily Courtroom Experience Our team appears in court regularly, representing major institutions with confidence and precision.
Get in Touch with Palma Law Firm Today
If you represent a financial institution seeking experienced legal support or you’re a consumer looking to discuss your account, our team is ready to assist. Contact us today to learn how we can help you move toward a practical and informed resolution.
Nous sommes un cabinet d'avocats multijuridictionnel basé dans le sud de la Floride. Nos avocats aident les consommateurs et les entreprises à trouver des solutions pratiques aux obligations financières impayées.
JUAN G. ANDREU
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