We help Financial Institutions and their Customers reach an agreement for resolution of their claims 

Core Competencies 

Andreu

Demand and collect

Andreu & Palma maximizes recoveries by quickly initiating demand and collection attempts on behalf of our clients. When our clients are owed money, speed to execution is paramount. We quickly initiate regimented procedures for our clients to increase recoveries and resolve disputes with their customers.
Andreu

Judgment execution and enforcement

Andreu & Palma maintains a strong post-judgment process for maximizing recoveries on judgments obtained on behalf of our clients. We have the tools and resources to identify assets and move on opportunities to enforce our clients rights through a multitude of post judgment remedies.
We use a multi-tiered approach to identify assets, opportunities, and information about our clients' customer base.  Our process involves a detailed analysis and cultivation of information from multiple sources to identify where our clients customers are living, working, and accumulating assets.

File scoring and analysis

We use a multi-tiered approach to identify assets, opportunities, and information about our clients’ customer base. Our process involves a detailed analysis and cultivation of information from multiple sources to identify where our clients customers are living, working, and accumulating assets.
Our firm has a proven track record of performance in all aspects of post-judgment remedies including asset levies, wage garnishments, bank garnishments, liens on real or personal property, and resolving exemption claims.

Asset levy, wage garnishment, bank garnishment & property liens

Our firm has a proven track record of performance in all aspects of post-judgment remedies including asset levies, wage garnishments, bank garnishments, liens on real or personal property, and resolving exemption claims.
Although we are well-versed in litigating claims on behalf of some of the largest financial institutions in the world, we are equally poised to understand the individual's need for resolution.  Whether it be through settlement or repayment agreements, we are well qualified to engage a mutually beneficial outcome for all parties involved in our process.

Negotiation, resolution and settlement

Although we are well-versed in litigating claims on behalf of some of the largest financial institutions in the world, we are equally poised to understand the individual’s need for resolution. Whether it be through settlement or repayment agreements, we are well qualified to engage a mutually beneficial outcome for all parties involved in our process.
Andreu

Compliance

Andreu & Palma has a best in class compliance team of attorneys and subject matter experts to ensure our processes are handled through a focused set of policies and procedures. Compliance is forefront in all of our efforts and a strong focus on compliance has led to a culture of risk mitigation on behalf of our clients and their customers.
Our firm is skilled in filing and serving lawsuits on defendants for our clients' claims.  We specialize in holding tight timelines to proceed to court quickly and efficiently.  Our attorneys appear in matters daily on behalf of some of the largest banks in the world.

File and serve lawsuits

Our firm is skilled in filing and serving lawsuits on defendants for our clients’ claims. We specialize in holding tight timelines to proceed to court quickly and efficiently. Our attorneys appear in matters daily on behalf of some of the largest banks in the world.
We attend hearings and try cases throughout all of the jurisdictions in which we practice.  Our attorneys are well experienced in arguing on behalf of some of the largest financial institutions in the world.  We are passionate about preserving our clients' rights regardless of the ever-changing landscape in the consumer finance world.

Courtroom and Trial Work

We attend hearings and try cases throughout all of the jurisdictions in which we practice. Our attorneys are well experienced in arguing on behalf of some of the largest financial institutions in the world. We are passionate about preserving our clients’ rights regardless of the ever-changing landscape in the consumer finance world.

Our legal process

Upon placement of an account with our firm, the details of the account are reviewed and evidence in supported of the debt is validated.

STEP 1: File receipt and review

Upon placement of an account with our firm, the details of the account are reviewed and evidence in supported of the debt is validated.
We diligently work to seek resolution with the defendant while at the same time attending all hearings and filing the necesary motions needed to secure a judgment if the defendant is unwilling or unable to resolve.

STEP 4: Litigation and court

We diligently work to seek resolution with the defendant while at the same time attending all hearings and filing the necesary motions needed to secure a judgment if the defendant is unwilling or unable to resolve.
Once validated, the debt is demanded and we attempt contact with the customer.  We encourage pre-litigation negotiations and work diligently to create a positive outcome for our client.

STEP 2: Demand and contact

Once validated, the debt is demanded and we attempt contact with the customer. We encourage pre-litigation negotiations and work diligently to create a positive outcome for our client.
We attempt to secure judgment against the defendant for all remaining monies and costs owed to our client.  We still remain open to negotiating a mutually beneficial resolution with our client and the defendant.

STEP 5: Secure judgment

We attempt to secure judgment against the defendant for all remaining monies and costs owed to our client. We still remain open to negotiating a mutually beneficial resolution with our client and the defendant.
If unsuccessful in engaging a pre-litigation resolution, at our clients' discretion, we file a lawsuit against the parties we have identified as responsible and serve process on all parties.

STEP 3: Filing of lawsuit

If unsuccessful in engaging a pre-litigation resolution, at our clients’ discretion, we file a lawsuit against the parties we have identified as responsible and serve process on all parties.
Once judgment is obtained, we analyze the assets, vehicles, income, banking relationships, and real estate owned by the defendant and work quickly to execute on the judgment by pursuing any legally available remedies.

STEP 6: Execute on judgment

Once judgment is obtained, we analyze the assets, vehicles, income, banking relationships, and real estate owned by the defendant and work quickly to execute on the judgment by pursuing any legally available remedies.

100+ years combined experience

Our firm has over 100 years combined experience litigating claims on behalf of the largest financial institutions in the world.

Our myopic focus on contract disputes, creditors rights, civil litigation, FDCPA, and judgment execution procedures has made us an industry leader when it comes to understanding the needs of institutional clients. Our firm is ideally situated to manage end to end processes in the realm of bank contracts, creditor and customer relationships, commercial litigation, judgment execution, and insurance subrogation claims.

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(877) 631-0174

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