Our Attorneys

Juan G. Andreu, ESQ.
Founding Partner

Bar #173060 / Licensed in Florida

Mr. Andreu is the founding member of Andreu, Palma, Lavin & Solis. He earned his Bachelor of Science degree in Criminology Cum Laude from Florida State University (GO NOLES!) in 1996. Mr. Andreu then attended St. Thomas University School of Law where he was an active member of the Moot Court Board and graduated with his Juris Doctor with Honors in 1999. He has been a member of the Florida Bar for almost 20 years and has represented creditors in all manner of consumer and commercial claims throughout the State of Florida for over 16 years. Prior to his current role as Managing Member of Andreu, Palma, Lavin & Solis, Mr. Andreu was the litigation partner at a personal injury law firm and developed extensive experience in litigating bodily injury and personal injury protection claims throughout South Florida. Mr. Andreu is licensed to practice law in Florida before both the state courts of Florida and the United States District Court for the Southern District. He is a member of the National Creditors Bar Association (NCBA), the Receivables Management Association (RMA), and the Florida Creditor Bar Association (FLCBA).

Jorge L. Palma, ESQ.
Founding Partner

Bar #597708 / Licensed in Florida

Andreu, Palma, Lavin & Solis was co-founded by attorney, Jorge L. Palma 16 years ago on the foundation of creditor’s rights. Having represented a wide range of financial institutions, from the largest banks to small debt purchasers, Mr. Palma brings a high level of professionalism to the litigation and asset recovery industry. Mr. Palma earned his undergraduate degree in International Relations from Florida International University in 1999 and his Juris Doctor from the University of Michigan Law School (Go Blue!) in 2002. Mr. Palma is licensed to practice law in Florida before both the state courts of Florida and the United States District Court for the Southern District. Mr. Palma is a member of the National Creditors Bar Association (NCBA), the Receivables Management Association (RMA), and the Florida Creditor Bar Association (FLCBA).

Desiree Lavin, ESQ.
Managing Partner

Bar #498467 / Licensed in Florida

Mrs. Lavin earned her undergraduate degree in Criminology/Criminal Justice with a minor in Psychology Cum Laude from Florida State University in 1997. She then attended Stetson Law School in St. Petersburg Florida and graduated with her Juris Doctor in 2001. While attending law school at Stetson, she was a member of the Stetson Law Review. After graduating and passing the Florida bar exam, she worked at an insurance defense law firm for eight years handling complex litigation cases, including but not limited to, nursing home cases as well as wrongful death cases. She became a Senior Associate at that law firm, and in 2008, Ms. Lavin became a partner at this firm which was originally founded by Mr. Palma and Mr. Andreu, and which is dedicated to representing a wide range of financial institutions from the largest banks to small debt purchasers. Ms. Lavin is licensed to practice law in Florida before both the state courts of Florida and the United States District Court for the Southern and Middle Districts. Ms. Lavin is a member of the National Creditors Bar Association (NCBA), the Receivables Management Association (RMA), and the Florida Creditor Bar Association (FLCBA).

Yulexy Solis, ESQ.
Managing Partner

Bar #91230 / Licensed in Florida

Mr. Solis earned his first law degree from the University of Havana, School of Law in 2004. Mr. Solis moved to the US in 2005. In 2007, Mr. Solis started working in collection litigation as a clerk and was later promoted to paralegal within Andreu & Palma. In 2009, Mr. Solis started a Master’s Degree program in U.S. and Transnational Law for Foreign Lawyers at the University of Miami, School of Law. In 2011, he earned his Juris Doctor degree from University of Miami, School of Law. After graduating and passing the Florida bar exam, Mr. Solis joined Andreu & Palma again as an associate. In 2015, Mr. Solis became partner at Andreu, Palma, Lavin & Solis, PLLC.

Kristina Moehle, ESQ.
Managing Attorney

Bar #1008838 / Licensed in Florida, New Jersey & New York

Kristina Moehle was born and raised in East Brunswick, NJ. She graduated from Lehigh University in 2012 Cum Laude. She received her Bachelor’s of Science in Finance and Marketing, and minored in Psychology and German. During her college career, Ms. Moehle was the President of the Lehigh Marketing Club, President and Founder of the German Club, and a member of the Club Tennis team. She also held various board positions in her sorority, Alpha Phi. Ms. Moehle then received her Juris Doctorate in 2015 from New York Law School, where she was a member of the Business and Financial Law Center, and the Italian Law Society. During her law school career and the three years following graduation, she worked in both New Jersey and New York practicing divorce law. She specialized in high net worth divorce cases dealing with heavily contested equitable distribution issues. Ms. Moehle is admitted to practice law in the States of Florida, New Jersey, and New York. She is a member of the Young Lawyers’ Division of the Florida Bar and is admitted to the United States District Court of New Jersey. In her spare time, she is an avid tennis player and enjoys traveling throughout the world.

Iliana Hernandez, ESQ.
Associate Attorney

Bar #1026010 / Licensed in FL

Ms. Hernandez earned her undergraduate degree in Communication Arts from Florida International University Cum Laude in 2017. She then attended Florida International University College of Law and graduated with her Juris Doctor in May 2020. While attending the College of Law Ms. Hernandez was a member of the FIU College of Law Negotiation Team and the FIU College of Law Moot Court team and participated in several competitions including an international arbitration competition conducted in Spanish in Madrid. During her law school career, she worked as a legal intern in the fields of family law and immigration law. Ms. Hernandez was admitted to the Florida Bar in November 2020 and is a member of the Young Lawyers’ Division of the Florida Bar. She joined Andreu, Palma, Lavin & Solis, PPLC as an associate in January 2021. In her spare time, Ms. Hernandez enjoys traveling and spending time with her family.

Giancarlo Olano-Lavergne, ESQ.
Associate Attorney Of Counsel

Bar #116445 / Licensed in Florida and Puerto Rico

Giancarlo Olano-Lavergne oversees firm compliance and governance. As former General Counsel and Compliance Officer for the Puerto Rico Housing Finance Authority, Mr. Olano-Lavergne has garnered extensive legal and executive experience in the housing finance industry, including loan origination and servicing, government compliance, loss mitigation and asset recovery. With over 7 years’ experience in the low-income housing financing industry in PR, Mr. Olano-Lavergne also provides a unique insight to the Puerto Rican consumer, particularly those facing economic hardship given the island’s current unstable economic environment. Mr. Olano-Lavergne received his undergraduate degree in Criminal Justice and Juris Doctor from the Interamerican University of Puerto Rico in 2003 and 2006 respectively, and is licensed to practice law in the Commonwealth of Puerto Rico and the State of Florida.

Rachel Tunick, ESQ.
Associate Attorney

Bar #1007742 / Licensed in Florida

Ms. Tunick earned her associate degree from Broward College in 2010, and bachelor’s degree from the Harriet L. Wilkes Honors College at Florida Atlantic University in 2012. Prior to attending law school, she obtained a master’s degree at Florida Atlantic University. She attended Florida International University (FIU) School of Law and graduated with her Juris Doctor in 2017.  While attending law school at FIU, she was active in the FIU Pro Bono Legal Clinic. After graduating and passing the Florida bar exam in 2018, she received a Fellowship at the FIU Pro Bono Legal Clinic and worked on Mental Health and Guardianship cases. In 2020 she joined an Elder Law firm as an associate attorney and worked on Estate Planning and Trust Administration. In 2021 she joined Andreu, Palma, Lavin & Solis as an associate. Ms. Tunick is licensed to practice law in Florida.

Alexander Silpa, ESQ.
Associate Attorney

Bar #550505 / Licensed in Georgia

Mr. Silpa was born in Atlanta and grew up in Florida. He graduated from the University of Central Florida with an undergraduate degree in History in 2010. He attended Atlanta’s John Marshall Law School and graduated in 2016. He has represented large banks, financial institutions, and other creditors for the majority of his legal career, litigating cases all throughout the state of GA. He is a member of the National Creditors Bar Association (NCBA). Prior to joining Andreu, Palma, Lavin & Solis he represented Homeowner Associations in litigation and revision of their governing documents. In his spare time, he enjoys spending time with his family.

Jazmin R. Shorter, ESQ.
Associate Attorney

Bar #251845 / Licensed in Georgia

Ms. Shorter earned her undergraduate degree in Political Science with a minor in Psychology from Alabama A&M University in 2012. Remaining on the “The Hill” she earned her Master of Business Administration with a concentration in Marketing and Management from AAMU in 2014. She then attended WMU Cooley Law School in Tampa, FL and graduated Cum Laude with her Juris Doctor in January of 2018. During her law school tenure, Attorney Shorter served as the President of the Student Bar Association and the Black Law Students Association. She was also inducted into Phi Delta Phi Legal Honor Society. Attorney Shorter was admitted to the Georgia Bar in May of 2019 and hit the ground running by opening her own firm where she practiced Intellectual Property, Business and Contracts and Estate Planning. She later entered the Creditor’s Rights and Bankruptcy area in 2023. Attorney Shorter is currently licensed to practice law in the state courts in Georgia as well as the United States District Court for the Northern and Middle Districts in Georgia. In her spare time, she enjoys traveling, sports, and playing poker.

Jaleel G. Nicholas, ESQ.
Associate Attorney

Bar #280492 / Licensed in Georgia

Mr. Nicholas is an attorney currently licensed in Georgia. He earned his Bachelor’s of Finance at Wayne State University in Detroit, MI, in at the age of nineteen (19). With dreams of becoming an attorney in business related law, he went immediately on to earn a dual J.D. / M.B.A. from the University of Toledo in Toledo, Ohio. His M.B.A. is double majored in both Administration and Marketing. Throughout his academic career, he worked for Federal and State judges, as well as various law firms. Following his academic accomplishments, he had a career in Mortgage Banking for over two (2) years. Mr. Nicholas’ experience in law, finance, business, and banking provides valuable resources for his ability to understand compliance, develop strong and informative relationships with Clients, and provide the best outcome for Consumers. He enjoys spending time with his Godson / nephew, and fitness activities.

Olivia Sings, ESQ.
Associate Attorney

Bar #54991 / Licensed in North and South Carolina

Ms. Sings was born and raised in Charlotte, North Carolina. She graduated from Appalachian State University (Honors College) earning her Bachelor of Science (magna cum laude) in Criminal Justice in 2015. Upon obtaining her Bachelor’s degree, Olivia earned her Masters in Public Administration (summa cum laude) and Juris Doctor (cum laude) in 2019. Olivia is a member of the North Carolina and South Carolina Bar Associations. Olivia is a proud member of Alpha Kappa Alpha Sorority, Incorporated. Olivia has practiced in workers compensation, civil litigation, criminal defense, and real estate law. In her spare time, Olivia loves to hike and enjoy outdoors.

Kristan Pettiford, ESQ.
Associate Attorney

Bar #82524 / Licensed in Georgia

Ms. Pettiford earned her undergraduate degree in Political Science with a minor in Psychology Cum Laude from Old Dominion University 2007. She then worked as Field Organizer for the former Governor of Virginia, Ralph Northam. Kristan obtained her Juris Doctor from the University of Akron School of Law in 2011. After obtaining her law license, she engaged in general practice involving civil litigation, traffic, criminal affairs, bankruptcy, divorce, and estate planning for several years. Most notably, Kristan has been lead litigation counsel for multi-state firms representing creditors, organizations, and individuals. She has practiced on both sides of the aisle representing plaintiffs and defendants. She is a skilled litigator and negotiator who strives to ensure client satisfaction. Kristan has a heart for service, regularly volunteering with her local public school system and serving on two community boards. In her spare time, she enjoys dancing, baking with her twin daughters, and sunbathing in the Caribbean.

Andrew Meaker, ESQ.
Associate Attorney

Bar #134992014 / Licensed in New Jersey

Mr.`Meaker graduated from University of Texas in 2009 with a Bachler of Arts in Government. Mr. Meaker then received his Juris Doctorate in 2014 from Rutgers School of Law-Camden, where he was a member of the Rutgers Law School Journal. After clerking for the Honorable Thomas Brown in Mercer County and being one of the first members of the Rutgers Law Associates Fellowship Program in Camden, he has practiced on both sides in collection law.   Mr. Meaker is admitted to practice law in the States of New Jersey, and Pennsylvania and is admitted to the United States District Court of New Jersey.

Roy Ruggiero, ESQ.
Associate Attorney

Bar #45731991 / Licensed in New Jersey

Mr. Ruggiero earned his Bachelor of Science degree in Accounting from Villanova University in 1986.  He worked for Arthur Andersen as a public accountant until he returned to pursue his law degree at Villanova University School of Law.  He  earned his Juris Doctorate in 1991.   Upon graduation, Mr. Ruggiero passed the New Jersey and Pennsylvania bar exams. He has represented large banks, and other creditors for his entire legal career.  Mr Ruggiero has extensive litigation experience in the areas of creditors’ rights, commercial  disputes, construction matters, business law, employment law and real estate.  He has worked in the areas of bankruptcy from both a creditors side as well as debtors in Chapter 7, 11, and 13 cases in all United States Districts Courts in New Jersey and Pennsylvania.  Mr Ruggiero had his own practice for many years where he represented a large management and consulting firm and various small to medium size businesses as well as a handful of matrimonial clients.  He has more than 10 years specific experience representing large banks, universities and debt purchasers in high volume retail and commercial collection matters.  He is currently licensed to practice law in the state courts in New Jersey as well as the United States District Court for the District of New Jersey. 

Richard Russell, ESQ.
Associate Attorney

Bar #586651 / Licensed in FLORIDA, GEORGIA, UTAH & NEVADA

Mr. Russell is a graduate of Brigham Young Law School. Nearly half of his 35+ years as an attorney has been in collection litigation and business development, opening numerous branch offices for multi-state creditors rights law firms. Richards area of concentration at Andreu & Palma is litigating on behlaf of creditors throughout Florida and Georgia. He previously worked on South Florida environmental issues emphasizing Sunshine Law, public records, and FOIA litigation, and served in Oman as an Air Force JAG during the Gulf War. Mr. Russell is licensed to practice law in Florida, Georgia, Nevada, and Utah.

Carla T. Reece, ESQ.
Associate Attorney

Bar #883816 / Licensed in Florida

Ms. Reece graduated from Florida Atlantic University with a degree in Political Science and later attended Stetson University College of Law in St. Petersburg, Florida. She has practiced primarily in creditors rights and collections for over 25 years, and has also represented numerous clients in evictions, real estate litigation, contract disputes and general civil litigation. She has argued appeals before the Florida Third DCA and Fourth DCA. Ms. Reece is licensed in Florida and Georgia, and is admitted to practice before the Northern, Middle and Southern Federal District Courts of Florida.

Nelson Mayer, ESQ.
Associate Attorney

Bar #34671 / Licensed in Louisiana

Mr. Mayer earned his undergraduate degree in Economics from Louisiana State University in 2008.  He then attended a combined J.D/M.B.A program at LSU and graduated with his Juris Doctor and Masters of Business Administration in 2012.  After graduating and passing the Louisiana bar exam, he worked at a personal injury law firm for nine years handling complex litigation cases, including but not limited to, car accidents, manufacturing defects, premises liability, workers’ compensation and Social Security Disability. Mr. Mayer is licensed to practice law in all Louisiana state courts.

Jeremiah Esquig, ESQ.
Associate Attorney

Bar #1036222 / Licensed in Florida

Mr. Esquig earned his Bachelor of Science degrees in Biology and in Microbiology from the University of Iowa in 2000.  Upon graduating, he did cancer research for two years for the VA Hospital in Iowa City, Iowa.  Mr. Esquig then attended The John Marshall Law School (now the University of Illinois Chicago Law School) in Chicago, Illinois where he graduated in 2005.  In search of warmer weather, Mr. Esquig moved to Florida where he worked for the Pinellas County Sheriff’s Office Court Processing Unit.  There, he assisted in the execution of court orders such as domestic violence injunctions, evictions, replevins and levies.  After being admitted to the Florida Bar in 2022, he joined Andreu, Palma, Lavin & Solis, PLLC where he continues to help judgment creditors and debtors find an appropriate solution for their given situation.

Alan Miller, ESQ.
Associate Attorney

Bar #249637 / Licensed in Florida

Mr. Miller was born and raised in South Florida. He went to Forest Hill High School and graduated in 1969. He then attended Palm Beach State College (AA cum laude) Member of National Honor Society (1970-1972). After, he then attended Syracuse University (BA magna cum laude) Member of Political Science, American History (1972-1973). He subsequently attended New England School of Law (JD cum laude) in the top 10% and was the First President of the International Law Society.(1974-1977). Mr. Miller graduated Amsterdam Law School, Amsterdam, Netherlands with an LLM in Cross Border Business Law and International Law.(2007-2008). Mr. Miller has published several law review articles. In 2010-2014 Mr. Miller taught English at Shandong University of Business and Finance and was the top English expert in Shandong Province, China (2013). Mr. Miller became a member of the Florida Bar in March 1978 and remains an attorney in good standing. He is a Board-Certified Civil Trial Attorney and a member of several committees of the Bar, Federal Bar, Palm Beach Bar Association, the Florida Supreme Court Historical Society.

Susanna Lehman, ESQ.
Associate Attorney

Bar #15449 / Licensed in Florida

Ms. Lehman graduated from the University of Delaware in 2001. She received her Bachelor’s degree in Political Science and Art History and minored in Philosophy. During her college career, Ms. Lehman played soccer and rowed crew. Ms. Lehman then received her Juris Doctorate in 2004 from Florida Coastal School of Law. Following graduation, she practiced in several areas of law including: divorce, dependency, foreclosure, landlord-tenant, criminal defense, bankruptcy and others. In her spare time, she enjoys spending time with her daughter and having an active, healthy lifestyle.

Kerri Kolsch, ESQ.
Associate Attorney

Bar #981257 / Licensed in Florida

Ms. Kolsch was born and raised in Miami, Florida. She graduated from Florida International University in 1990 with a Bachelor of Science in Communications and Television Production. She then attended Nova Southeastern University and graduated with her Juris Doctor in 1993 and was admitted to the Florida Bar on September 24, 1993. After decades in private practice, she joined Andreu, Palma, Lavin & Solis. Other than practicing law, Ms. Kolsch enjoys spending time with her goats, cows, chickens, ducks, dogs, and donkey on her family farm in central Florida.

Oleksandra Piliuiko, ESQ.
Associate Attorney

Bar #1015987 / Licensed in Florida

Ms. Piliuiko obtained her undergraduate degree in international relations from Institute of International Relations Taras Shevchenko National University in Kyiv, Ukraine. She continued her education at the same institution, receiving a master’s degree in international law in 2013. In 2017, Ms. Piliuiko earned her Juris Doctor degree from Nova Southeastern University Shepard Broad College of Law. During her time at Nova, she completed an internship at 17th Judicial Circuit Court, working under the guidance of Honorable Thomas Lynch IV. Additionally, she worked as a legal extern at the Department of Enforcement at Financial Industry Regulatory Authority where she assisted in investigating and initiating enforcement actions against FINRA-regulated firms and individuals. After graduating and passing the Florida bar exam, Ms. Piliuiko joined Andreu, Palma, Lavin & Solis as an associate. She is admitted to practice law in the state of Florida and is a member of the Young Lawyers’ Division of the Florida Bar. She is fluent in English, Ukrainian and Russian.