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Helping You
Find Resolution

We help consumers and financial institutions resolve delinquent accounts.

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Who is Andreu, Palma, Lavin & Solis?

3 Steps to Resolve a Debt Case

Resolving Claims So You Can Move Forward

we handle all stages of default including pre-litigation, active litigation, and judgment execution

Andreu, Palma, Lavin & Solis PLLC is a multi-jurisdictional law firm focused on civil litigation, breach of contract claims, debt collection, and judgment enforcement. Based in South Florida, we help consumers and businesses find practical solutions to outstanding financial obligations assigned to our firm for collection. We are driven by helping people find resolution with their unpaid debts so that they can move forward and reclaim normal.

If you have received a letter or phone call from our office, we invite you to contact us today so we can help you resolve your account.

Litigating & Recovering Multiple Financial Products

Our firm has a history of litigating and recovering a broad array of financial products. Our myopic focus on contract disputes, creditors rights, civil litigation, FDCPA, and judgment execution procedures has made us an industry leader when it comes to understanding the needs of institutional clients. Our firm is ideally situated to manage end to end processes in the realm of bank contracts, creditor and customer relationships, commercial litigation, judgment execution, and insurance litigation claims.

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Credit Cards

Our firm has many years of experience in litigating and collecting on defaulted credit cards from the largest issuers in the USA. Our process connects compliance with compassion to get consumers into a voluntary repayment whenever possible.
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Personal Loans

Our firm regularly pursues personal loans that have been extended to our clients’ borrowers. When these loans go into default, our firm pursues the borrower who defaulted on the repayment.
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Judgment Execution

We manage a multi-pronged approach to judgment recovery including reviewing the judgment debtor’s assets, vehicles, bank accounts, places of employment, business affiliations, and real estate for execution and recovery.
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FINTECH

Our firm has been instrumental in litigating and collecting for the largest Financial Technology companies in the USA. Our platform is perfectly situated to deal with the complexities of loans from non-bank issuers in multiple jurisdictions.
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Auto Deficiency

Since 2003, our firm has commonly litigated defaulted auto loans and has successfully handled auto levies, replevin actions, and deficiency balance litigation resulting from defaulted automobile loans.
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Breach of Contract

Many banks, financial institutions, and landlords enter into contracts with their borrowers. Once defaulted, our firm regularly litigates and collects on these contracts to protect our client’s interest in the debt the consumer failed to repay.
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Business Loans & Lines of Credit

We have many years of experience representing some of the largest commercial lenders in the pursuit of defaulted business loans and lines of credit from businesses and/or their guarantors.
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Subrogation Litigation

Our firm regularly pursues unpaid liability claims resulting from insurance claims. We have successfully represented insurance companies in tort-feasor claims and subrogated matters.

Testimonials

Helped me and my family! I just wanted to take a few minutes to commend the team at Andreu & Palma for their help and assistance in a delicate matter they were able to handle for me and my family. I reached out for help and they quickly moved on the matter and had results for me within just a couple of days. The team is very knowledgeable and efficient in their trade, my matter was resolved and we are very grateful. Again, Thank you!

Thanks for Caring! Dear Andreu & Palma. God bless you and thank you for caring about people! I have been through this before but this time it was different. I was treated with respect and professionalism. My representative went above and beyond. Many thanks!

Fast and understanding staff! Andreu & Palma was very professional and helped me move on with my debt. Was able to get a deal done and even save a lil in the mean time. Thumbs up for the fast and understanding staff.

Solutions that Empower

Andreu, Palma, Lavin & Solis PLLC helps financial institutions and their Customers reach an agreement for resolution of their claims. Working together we identify pathways forward that empower the needs of our institutional clients and their customers. More About What We Do

Banks and other financial institutions seeking to collect outstanding consumer and business debts can rely on strong and effective representation from our attorneys. Our goal is to always seek the best solution for every financial obligation in a way that looks out for our client’s interests and is fair and respectful to our client’s customers. Every financial problem has a solution. We work hard to achieve mutually beneficial outcomes and solutions for all parties in the debt collection process.

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Questions & Answers

We receive many questions from people about the process for paying outstanding accounts. Here, we provide general answers to help you understand what we do as a law firm, how we work with consumers and businesses toward resolving financial issues on behalf of our creditor clients, and the solutions that may be available to pay off your debt. Read on to learn more.

Who is Andreu & Palma?

We are a law firm hired by banks, financial institutions, insurance companies, and creditors to attempt to resolve consumer or commercial debt. We want to work with you to create a payment solution that is appropriate for your unique financial situation. If you have received a lawsuit, letter or phone call from our office, we invite you to contact us today so we can try to help you resolve your account.

What is a creditor?

Creditors are anyone who is owed money…

What if I don’t recognize the name of the creditor your firm represents?

Often times banks, lending companies…

How can I pay my outstanding debt?

There are many ways to pay your outstanding account…

How do I find my account number or firm file number?

Your file number is typically listed on any letter you receive from us…

I don’t have all the money to pay off my account. Can you still help me?

Yes! We have many ways of resolving an account…

I have a judgment against me. Is it too late to resolve my account?

No! We regularly resolve accounts after judgment…

I am enrolled in a debt settlement or consolidation program. Do you work with them?

The simple answer is yes…

Why is Andreu & Palma denying an offer I made?

Although we appreciate offers and strive to resolve cases…

Why are process servers or sheriffs officers coming to my home?

Once a lawsuit is filed, it is very common that we have to hire a court officer…

I borrowed money through my business. Do you pursue businesses or their owners?

Yes, we often pursue commercial accounts…

Once I make payments is the lawsuit finalized?

We usually need an agreement in writing that both you and we sign…

I entered into an agreement for repayment with Andreu & Palma but I didn’t make payments. What can I do?

We understand that sometimes things happen…

I don’t want to go to court. What can I do?

We strongly recommend you enter into a resolution agreement with our firm…

I need legal advice about my case. Can you help me?

No. We represent banks and financial institutions…

If you have additional questions, we invite you to reach out to us via email at HELP@AndreuPalma.com or call our offices at 877-631-0174.

Attorneys with Andreu, Palma, Lavin & Solis, PLLC

GIANCARLO OLANO LAVERGNE

Giancarlo Olano-Lavergne oversees firm compliance and governance. As former General Counsel and Compliance Officer for the Puerto Rico Housing Finance Authority.
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KRISTINA MOEHLE

Kristina Moehle was born and raised in East Brunswick, NJ. She graduated from Lehigh University in 2012 Cum Laude. She received her Bachelor’s of Science in Finance and Marketing.
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JUAN G. ANDREU

Mr. Andreu is the founding member of Andreu, Palma, Lavin & Solis. He has been a member of the Florida Bar for almost 20 years and has represented creditors in all manner of claims.
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JORGE L. PALMA

Andreu, Palma, Lavin & Solis was co-founded by attorney, Jorge L. Palma 16 years ago on the foundation of creditor’s rights. Having represented a wide range of financial institutions.
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DESIREE LAVIN

Mrs. Lavin earned her undergraduate degree in Criminology/Criminal Justice with a minor in Psychology Cum Laude from Florida State University in 1997.
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CARLOS CRUANES

Mr. Cruanes is Of Counsel to the law firm of Andreu, Palma, Lavin & Solis. He graduated from the University of Florida College of Law with Honors in 1997.
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YULEXY SOLIS

Mr. Solis earned his first law degree from the University of Havana, School of Law in 2004. Mr. Solis moved to the US in 2005. In 2007, Mr. Solis started working in collection litigation.
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Invested in Building Relationships

partnering with individuals & third-party businesses for dispute resolution

At our firm, debt collection is not an antagonistic undertaking. Our attorneys and staff are realistic, and we know that individuals who default on paying money they owe may be in very difficult financial circumstances. We want to understand each person’s circumstance that led to the default in order to offer a favorable resolution. The way we reach that understanding is through open communication that builds relationships. We believe that when we all work together and toward the same goal we can achieve the best outcome for all parties involved in the debt recovery process.

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individuals & debt resolution

Working with individuals to identify creative solutions and opportunities to resolve outstanding debt. Click Here to learn more about our services and ways we can help.
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Third-Party Relationships

Our team often works with authorized third-party representatives, other attorneys or companies to resolve accounts. Click Here to learn more about how to work with Andreu & Palma.

Received a Letter or Call from Our Office?

LET’S TALK SO THAT WE CAN OFFER YOU SOLUTIONS TO RESOLVE YOUR ACCOUNT

When you have received a call or letter from our office, do not feel anxious about reaching out to us. We will work with you in a compassionate and positive manner to try and resolve your unpaid account situation.

We know that many people across the country are facing tough financial circumstances that make it difficult to pay money they owe. We want to help you find a solution that fits your needs while also safeguarding the interests of our clients.Even though we do not always make final decisions about accepting account offers—our creditor clients hold that ultimate authority—we always strive to reach favorable outcomes for both sides whenever possible.

Let’s talk so that you can learn how we can help you. The better we understand your financial circumstances, the more likely it is that we can get you a result that works for you. Contact us by calling (877) 631-0174 or using our online form.

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Get to Know Our Team

We are driven by helping people find resolution with their unpaid debts. Our attorneys and staff understand the tough economic times many Americans have encountered. We foster an atmosphere of helping others, while being focused on protecting our clients’ interest in the monies owed to them by their customers. Compliance and compassion are the cornerstones of our practice.
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