We help consumers and financial institutions resolve delinquent accounts through all stages of default including pre-litigation, active litigation, and judgment execution. 

Let us help you! 

Our firm has a history of litigating and recovering a broad array of financial products including:

Our firm has many years of experience in litigating and collecting on defaulted credit cards from the largest issuers in the USA.  Our process connects compliance with compassion to get consumers into a voluntary repayment whenever possible

Credit Cards

Our firm has many years of experience in litigating and collecting on defaulted credit cards from the largest issuers in the USA. Our process connects compliance with compassion to get consumers into a voluntary repayment whenever possible
Since 2003, our firm has commonly litigated defaulted auto loans and has successfully handled auto levies, replevin actions, and deficiency balance litigation resulting from defaulted automobile loans

Auto Deficiency

Since 2003, our firm has commonly litigated defaulted auto loans and has successfully handled auto levies, replevin actions, and deficiency balance litigation resulting from defaulted automobile loans
Our firm regularly pursues personal loans that have been extended to our clients' borrowers.  When these loans go into default, our firm pursues the borrower who defaulted on the repayment of the loan

Personal Loans

Our firm regularly pursues personal loans that have been extended to our clients’ borrowers. When these loans go into default, our firm pursues the borrower who defaulted on the repayment of the loan
Many banks, financial institutions, and landlords enter into contracts with their borrowers.  Once defaulted, our firm regularly litigates and collects on these contracts to protect our client's interest in the amount of the debt the consumer has failed to repay

Breach of Contract

Many banks, financial institutions, and landlords enter into contracts with their borrowers. Once defaulted, our firm regularly litigates and collects on these contracts to protect our client’s interest in the amount of the debt the consumer has failed to repay
We manage a multi-pronged approach to judgment recovery including reviewing the judgment parties assets, vehicles, bank accounts, places of employment, business affiliations, and real estate for execution and recovery

Judgment Execution

We manage a multi-pronged approach to judgment recovery including reviewing the judgment parties assets, vehicles, bank accounts, places of employment, business affiliations, and real estate for execution and recovery
Our firm has many years of experience representing some of the largest commercial lenders in their pursuit of defaulted business loans and lines of credit from the businesses and/or their guarantors.

Business Loans and Lines of Credit

Our firm has many years of experience representing some of the largest commercial lenders in their pursuit of defaulted business loans and lines of credit from the businesses and/or their guarantors.
Our firm has been instrumental in litigating and collecting for the largest Financial Technology companies in the USA.  Our platform is perfectly situated to deal with the complexities of loans from non-bank issuers in multiple jurisdictions

FinTech

Our firm has been instrumental in litigating and collecting for the largest Financial Technology companies in the USA. Our platform is perfectly situated to deal with the complexities of loans from non-bank issuers in multiple jurisdictions
Our firm regularly pursues unpaid liability claims resulting from insurance claims.  We have successfully represented insurance companies in tort-feasor claims and subrogated matters

Subrogation Litigation

Our firm regularly pursues unpaid liability claims resulting from insurance claims. We have successfully represented insurance companies in tort-feasor claims and subrogated matters

Testimonials

  • Helped me and my family

    I just wanted to take a few minutes to commend the team at Andreu & Palma for their help and assistance in a delicate matter they were able to handle for me and my family. I reached out for help and they quickly moved on the matter and had results for me within just a couple of days. The team is very knowledgeable and efficient in their trade, my matter was resolved and we are very grateful. Again, Thank you!

  • Thanks for caring!

    Dear Andreu & Palma.  God bless you and thank you for caring about people!  I have been through this before but this time it was different.  I was treated with respect and professionalism.  My representative went above and beyond.  Many thanks!

  • Fast and understanding staff...

    Andreu & Palma was very professional and helped me move on with my debt. Was able to get a deal done and even save a lil in the mean time. Thumbs up for the fast and understanding staff.

Attorneys with Andreu, Palma, Lavin & Solis, PLLC

(click on any of the below attorneys to view their bio)

Juan G. Andreu, Esq.

Founding Partner – Licensed in FL

Yulexy Solis, Esq.

Partner – Licensed in FL

Monique Pardo, Esq.

Associate – Licensed in FL

Melanie Weseman, Esq.

Sr. Associate – Licensed in FL

Jorge L. Palma, Esq.

Founding Partner – Licensed in FL

Kyle Schmitt, Esq.

Subrogation Associate – Licensed in FL

Connell Loftus, Esq.

Of Counsel – Licensed in VA, DC

Desiree Lavin, Esq.

Partner – Licensed in FL

Kristina Moehle, Esq.

Associate – Licensed in FL, NY, NJ

Carlos Cruanes, Esq.

Sr. Litigator – Licensed in FL

Giancarlo Olano, Esq.

Compliance Attorney – Licensed in FL, PR

FAQs

  • We are a law firm hired by Banks, Financial Institutions, Insurance Companies, and Creditors to attempt to resolve consumer or commercial debt. We want to work with you to create a payment solution that is appropriate for your unique financial situation. If you have received a lawsuit, letter or phone call from our office, we invite you to contact us today so we can try to help you resolve your account.

  • Creditors are anyone who is owed money.  Typically it would be a bank, a lending company, credit card issuer, debt buyer, or generally any person who is owed money.  Our firm represents creditors who are owed money by their customers or borrowers.

  • Often times Banks, Lending Companies, and Financial Institutions sell of their defaulted debts.  The buyer of these debts inherits the Creditors Rights. The debtor (person who owes the money) now owes the money to the buyer of those debts.

  • There are many ways to pay your outstanding account. To make a payment online, please visit our payment portal. If you prefer to call, please call the toll-free phone number listed above. If you prefer not to speak with anyone, you may also mail a check to the address listed on the Contact Us page.

  • Your file number is typically listed on any letter you receive from us.  If you are having trouble finding it, you can always send an email to HELP@AndreuPalma.com or call us at 888-888-8888

  • YES!  We have many ways of resolving an account through a discounted settlement, payment arrangement, or other solution to fit your needs whenever possible.  Our client ultimately decides whether or not an offer is acceptable or not, but we do our best to try and create the best possible outcome for all parties involved in the recovery process

  • NO!  We commonly resolve accounts once they reached the judgment stage.  Judgments enable our firm and our clients to pursue remedies on an involuntary basis, but we are always open to the possibilities of entering into a voluntary arrangement whenever possible.  

  • The simple answer is yes.  The longer explanation is when a third party company is involved, we can only resolve matters when they are in communications with us and have provided proper documentation that they have permission to work on your behalf.  Always remember to follow-up with any company you hire to insure they are performing to your desires, especially when there is a lawsuit pending against you

  • No!  Our services are paid for by our client, which is the bank or creditor who is owed the money.  We don’t charge fees from our firm to any consumers in which we are engaged in litigation or collections against.  We represent the banks, and they pay us for our work

  • Although we appreciate offers, settlements, and resolving cases, Andreu & Palma doesn’t own the debt and cannot always make the final decision for resolution.  That being said, the better we understand the circumstances behind your offer, the more likely we are to be able to negotiate a favorable outcome.  Communication is vital so that we can better understand your specific financial circumstances and what caused the default to begin with

  • Once a lawsuit is filed, it is very common that we have to hire a court officer or sheriff to deliver the documents to the home or business of the defendant in the lawsuit.  Even if this is occurring, we remain willing to resolve the matter to the best of our abilities

  • Yes, we often pursue commercial accounts with and without a personal guarantee.  Generally we pursue any liable party who guarantees a debt, including businesses, guarantors, and persons who signed for the debt

  • Often times, money is not the only thing necessary to resolve a case, but it is always a good start.  We usually need an agreement in writing that both the law firm and the defendants sign to memorialize the agreement amongst the parties.  We in turn may file this with the court as evidence that the case is resolved

  • We understand that sometimes things happen making it difficult to maintain agreements.  We encourage people to always setup settlements that they can afford, but if you are in default, it can lead to adverse action being taken.  We strongly encourage you to reach out to the firm to try and create a better resolution on your file

  • We strongly recommend you enter into an arrangement with our firm on any case we are involved in.  Without your cooperation in a settlement, the court case will proceed whether you attend or not

  • No.  We represent banks and financial institutions and therefore cannot provide you legal advice.  It would be improper of us to provide you advice about your legal rights in a matter in which we represent the creditor who is pursuing you

If you have additional questions, we invite you to reach out to us via email at HELP@AndreuPalma.com or call our offices at 877-631-0174

Have a question, comment, or concern?