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What We Do
We help Financial Institutions and theirCustomers reach an agreement for resolution of their claims.
Core Competencies
DEMAND & COLLECT
Andreu & Palma maximizes recoveries by quickly initiating demand and collection attempts on behalf of our clients. When our clients are owed money, speed to execution is paramount. We quickly initiate regimented procedures for our clients to increase recoveries and resolve disputes with their customers.
FILE SCORING & ANALYSIS
We use a multi-tiered approach to identify assets, opportunities, and information about our clients’ customers base. Our process involves a detailed analysis and cultivation of information from multiple sources to identify where our clients customers are living, working, and accumulating assets.
NEGOTIATION, RESOLUTION & SETTLEMENT
Although we are well-versed in litigating claims on behalf of some of the largest financial institutions in the world, we are equally poised to understand the individual’s need for resolution. Whether it be through settlement or repayment agreements, we are well qualified to engage a mutually beneficial outcome for all parties involved in our process.
FILE AND SERVE LAWSUITS
Our firm is skilled in filing and serving lawsuits on defendants for our clients’ claims. We specialize in holding tight timelines to proceed to court quickly and efficiently. Our attorneys appear in matters daily on behalf of some of the largest banks in the world.
JUDGMENT EXECUTION & ENFORCEMENT
Andreu & Palma maintains a strong post-judgment process for maximizing recoveries on judgments obtained on behalf of our clients. We have the tools and resources to identify assets and move on opportunities to enforce our clients’ rights through a multitude of post judgment remedies.
ASSET LEVY, WAGE GARNISHMENT & PROPERTY LIENS
Our firm has a proven track record of performance in all aspects of post-judgment remedies including asset levies, wage garnishments, bank garnishments, liens on real or personal property, and resolving exemption claims.
COMPLIANCE
Andreu & Palma has a best in class compliance team of attorneys and subject matter experts to ensure our processes are handled through a focused set of policies and procedures. Compliance is forefront in all of our efforts and a strong focus on compliance has led to a culture of risk mitigation on behalf of our clients and their customers.
COURTROOM AND TRIAL WORK
We attend hearings and try cases throughout all of the jurisdictions in which we practice. Our attorneys are well experienced in arguing on behalf of some of the largest financial institutions in the world. We are passionate about preserving our clients’ rights regardless of the ever-changing landscape in the consumer finance world.
Our Legal Process
STEP 1: File receipt and review
Upon placement of an account with our firm, we review the account details and records for validity, enforceability and completeness.
STEP 2: Demand and contact
Once validated, the debt is demanded and we attempt contact with the customer. We encourage pre-litigation negotiations and work diligently to create a positive outcome for our client.
STEP 3: Filing of lawsuit
If unsuccessful in engaging a pre-litigation resolution, at our clients’ discretion, we file a lawsuit against the parties we have identified as responsible and serve process on all parties.
STEP 4: Litigation and court
We diligently work to seek resolution with the defendant while at the same time attending all hearings and filing the necesary motions needed to secure a judgment if the defendant is unwilling or unable to resolve.
STEP 5: Secure judgment
We attempt to secure judgment against the defendant for all remaining monies and costs owed to our client. We still remain open to negotiating a mutually beneficial resolution with our client and the defendant.
STEP 6: Execute on judgment
Once judgment is obtained, we analyze the assets, vehicles, income, banking relationships, and real estate owned by the defendant and work quickly to execute on the judgment by pursuing any legally available remedies.
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